WorkingAmericans underestimate the risk of becoming disabled—64% of wage earners think their chances are only 2% when the chance of becoming disabled for 90 days or more is about 30%.*
If you are under 35,chances are 1 in 3 that you will be disabled for at least 6 monthsduring the course of your career.**
Each year around 5% of working Americans will experience a short-term disability(6 months or less) due to illness, injury, or pregnancy.
Only 40 percent of US Households have enough in liquid savings to cover at least 3 months of recurring expenses—only 28% can cover at least 6 months.**
3 out of 10 American adults indicate they can't pay an unexpected $400 billwithout carrying a balance on their credit card or borrowing from friends, family or the bank.**
Medical bills contribute to over 60% of personal bankruptciesthat are filed—and contribute to more than half of all home foreclosure filings. It's been estimated that disability causes foreclosure 16 times more often than death does.*
